As an ADHDer, dealing with money can be problematic, here are ten reasons for that.
Let me know which of these are most challenging using the anonymous poll below and I will continue to write specific posts about ways to deal with them in order of interest.
10. Difficulty Planning Long-Term 24/3
ADHD often focuses on the “now,” making long-term planning feel abstract or irrelevant.
4. Disorganised Paperwork and Receipts 25/3
ADHD can make it hard to maintain physical or digital order, leading to lost bills or tax documents.
1. Impulsive Spending 28/3
ADHD brains crave stimulation and novelty, leading to impulsive purchases, especially when feeling bored, stressed, or low.
2. Difficulty Tracking Spending
Tracking expenses requires consistency, attention to detail, and follow-through, which can be overwhelming.
3. Late Bill Payments
Time blindness and forgetfulness can make it hard to remember due dates.
5. Avoidance or Anxiety Around Finances
Financial overwhelm can trigger shame or anxiety, leading to avoidance, which worsens the problem.
6. Underestimating Costs and Overcommitting
ADHD can impair time and money estimation, leading to unrealistic budgets or overpromising financial commitments.
7. Difficulty Saving Consistently
Delayed gratification is hard for ADHD brains, and saving lacks immediate reward.
8. Signing Up for Subscriptions
ADHD can lead to signing up for trials or services without thinking through long-term impact.
9. Difficulty Earning Steady Income
Inconsistent work patterns, burnout, or self-employment can lead to irregular income.
